Infinian data services offer a rich product suite to maximise the opportunities available to you
This includes unique data insights that enhance your current decisioning process, allowing you to respond rapidly to high risk individuals, whilst allowing low risk individuals to enjoy a seamless process from start to finish.
Our data solutions and analytics allow you to cut through the noise, add revenue to your bottom line and reduce losses, without compromising your current offering.
Segment your collections strategy, find additional data points and build unique collections strategy using real-time market intelligence from millions of consumer credit interactions.
Access tools to improve the acquisition and management lifecycles of data and protect against losses.
Comprehensive fraud prevention and detection solutions that power frontline investigations.
Identify high risk individuals and set up early warning alerts to mitigate risk and comply with regulation.
Trends and insights from Europe’s largest marketplace and platform for consumer credit application.
Collections and Tracing
Segment your collections strategy, find additional data points and build unique collections strategy using real-time market intelligence from millions of consumer credit interactions.
Credit Risk
Access tools to improve the acquisition and management lifecycles of data and protect against losses.
Fraud and Financial Crime Prevention
Comprehensive fraud prevention and detection solutions that power frontline investigations.
Vulnerability and Affordability Analytics
Identify high risk individuals and set up early warning alerts to mitigate risk and comply with regulation.
Macroeconomic and Financial Trends
Trends and insights from Europe’s largest marketplace and platform for consumer credit application.
Lenders and Banks
Helping organisations of all size to manage their data and decisioning process.
Gambling Sector
Provides insight into affordability that assists in credit limit management and identifies vulnerable customers, protecting those in financial distress.
Debt Collection Agencies
Track missing customers, build new, segmented collections strategies and improve lines of customer communication.
Risk and Fraud Agencies
Our data can assist in identifying high risk individuals and fraudulent activity.
Our unique data insights are utilized across a wide range of industries and sectors, allowing businesses to manage their data and track customer behaviour effectively.
Since we are Europe’s largest marketplace for consumer credit applications, it means we are well-positioned to assist businesses who are looking for a greater understanding of their own data and would like to improve decisioning, responsiveness and fraud prevention.
Initial Vetting
| Remove High Risk Cases at Source |
| Identify Additional Information Cases |
Account Origination
| Remove High Risk Cases at Source |
| Identify Additional Information Cases |
Affordability Risk
| Decline of high risk customers |
| Further assessment of Med/High risk customers |
| Disposable income assessments |
| Identification of financial vulnerability indicators |
| Replacement of bureau search insights (quote search) |
Fruad Prevention
| Identify first party fraud |
Vulnerability
| Assess general vulnerability |
| Sectors |
| Lending |
BNPL |
Gaming |
|
| Infinian solutions |
| Customer insights |
Estimation insights |
|
| Benefits |
| Reduce CRA Costs |
Reduction in Debt/Losses |
Reduction in Redress |
Compliance With Regulation |
|
Initial Vetting
| Remove High Risk Cases at Source |
| Identify Additional Information Cases |
Account Origination
| Remove High Risk Cases at Source |
| Identify Additional Information Cases |
Affordability Risk
| Decline of high risk customers |
| Further assessment of Med/High risk customers |
| Disposable income assessments |
| Identification of financial vulnerability indicators |
| Replacement of bureau search insights (quote search) |
Fruad Prevention
| Identify first party fraud |
Vulnerability
| Assess general vulnerability |
Click to find out more about Sectors.
| Sectors |
| Lending |
BNPL |
Gaming |
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Click to find out more about Infinian solutions.
| Infinian solutions |
| Customer level insights |
Estimation insights |
|
|
|
| Benefits |
| Reduce CRA Costs |
Reduction in Debt/Losses |
Reduction in Redress |
Compliance With Regulation |
|
|
|
Infinian data enables more efficient collections and recoveries through increased RPC rates and collections/recovery strategy segmentation.
The data we receive from Infinian is unique to the market, providing granular credit application data which helps my team perform the appropriate due diligence checks that ensure our customers’ activity is affordable as well as fun.
The data we receive from Infinian is unique to the market, providing granular credit application data which helps my team perform the appropriate due diligence checks that ensure our customers’ activity is affordable as well as fun.
David Smith
MLRO & Head of Risk
Perch Capital Limited is a specialist debt purchaser focused on running a business with a highly ethical code of conduct, buying accounts only from reputable high street providers. Perch adopt a data driven methodology to purchasing portfolios, and approached Infinian to help them drive efficiencies across their KPIs and optimise revenues.
Perch Capital Limited is a specialist debt purchaser focused on running a business with a highly ethical code of conduct, buying accounts only from reputable high street providers. Perch adopt a data driven methodology to purchasing portfolios, and approached Infinian to help them drive efficiencies across their KPIs and optimise revenues.
Infinian`s data has enabled more efficient collections, recoveries and litigation through increased right party contact (RPC) rates and strategy segmentation, resulting in a reduced cost to collect and a greater return on investment.
- Infinian matches approximately 40% of our overall collections book
- With Infinian`s data hub, we saw 58% uplift of RPC rate compared to CRA telephony data
Infinian matches approximately 40% of our overall collections book
With Infinian`s data hub, we saw 58% uplift of RPC rate compared to CRA telephony data
Since partnering with Infinian, we achieve three times more Attachment of Earnings applications since using Infinian’s data-set with 80% of new submissions now coming through this source, plus reduced fallout/ failure rate.
Ellison Ray Ltd were involved in the analysis of a proof of concept in the BNPL space to assess whether the Infinian data could add value to the onboarding process (new business and repeat business).
The outputs showed that the Infinian data would have a significant impact in reducing debt rates and improving profitability. From a data point of view the impact was as at least as good as we have seen in all of the data tests we have been involved in. The headline results from this proof of concept are:
- The bad rate where Infinian data was found was 4x that where no Infinian data was found.
- Using Infinian data bad rates could be reduced significantly leading to a multi-million improvement in profits without sacrificing large amounts of profitable business.
The bad rate where Infinian data was found was 4x that where no Infinian data was found.
Using Infinian data bad rates could be reduced significantly leading to a multi-million improvement in profits without sacrificing large amounts of profitable business.
By using Infinian data to decline at source and manage exposure to higher risk cases, there is estimated to be a multi-million pound improvement in profitability.
By using Infinian data to decline at source and manage exposure to higher risk cases, there is estimated to be a multi-million pound improvement in profitability.
