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Our Products

Infinian’s latest suite of products delivers cutting-edge credit intelligence designed to help businesses make smarter, faster, and more confident decisions. Leveraging application data insights, our solutions illuminate credit behaviour, risk and affordability across the financial landscape.

 

Whether you’re optimising lending strategies, enhancing customer assessments, or identifying new growth opportunities, Infinian provides the intelligence you need to stay ahead in an evolving credit economy.

  • Outdated averages don’t tell the real story. Traditional affordability checks often rely on ONS data that’s refreshed only every two years, leaving lenders exposed to risks, blind spots, and missed opportunities.


    Illuminate changes that.


    Powered by 1.3M+ individual-level records, refreshed every quarter, Illuminate gives you an up-to-date, accurate view of each customer’s financial position. No more assumptions. Just real insight you can rely on.

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    Why illuminate?

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    Stay ahead

    Quarterly refreshed data keeps you current
     

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    See clearly

    Granular, real-world affordability profiles

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    Decide confidently

    Reduce risk and improve outcomes

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    Stay flexible

    Access via API or batch, configured to your requirements

    Who Benefits?


    Banks, lenders, credit risk teams, and asset managers who want sharper insights, stronger compliance, and smarter lending decisions.

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    How You Get It.

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    • API: Seamless integration with full documentation

    • Batch: Flexible delivery for portfolio-level insight.

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    Get Started with Illuminate

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    Stop looking at the past. With Illuminate, you can make decisions that truly reflect today. Contact us to see Illuminate in action here

  • Spark enables you to see predictive behaviours earlier, cut wasted checks, and make sharper credit decisions that protect your portfolio.

    Why Spark?

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    Credit checks shouldn’t be a late-stage gamble. Traditional CRA checks happen after you’ve already invested time and money. Spark flips the process, giving you predictive insight before costly credit reference calls.

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    Powered by Infinian’s application data, Spark reveals early behavioural patterns - helping lenders to spot risk faster, cut costs, and protect portfolios.

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    What Spark Delivers

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    Exclusive Data

    Only Infinian has this application dataset

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    Predictive Power

    Spot consumer intent and risk signals before CRA data catches up

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    Efficiency

     Filter out high-risk applicants early, saving money on checks

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    Sharper Decisions

    Build faster, smarter credit strategies with richer signals

    Spark exposes the hidden signals in credit applications empowering you to say yes or no with confidence, right at the start.


    Who It’s For

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    • Lenders & Credit Providers: Make smarter calls, sooner

    • Fintechs: Strengthen vulnerability indicators and behavioural models

    • Risk Teams: Detect behaviours that predict default risk

     

    How You Get It

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    • API: Seamless integration with full documentation
      Batch: Flexible delivery for portfolio-level insight.


    Get Started with Spark
     

    Bring forward the predictive power of application behaviour into your decisioning stack.


    Contact us to see Spark in action here

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